All figures in USD · 2026 ZIMRA rates · Finance Act No. 7 of 2025

Zimbabwe Tax & Income Calculator

Every major Zimbabwean tax in one place — PAYE, VAT, corporate tax, capital gains, presumptive tax, provisional tax, capital allowances, IMTT and withholding tax. Type a number, see the breakdown instantly.

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Salary & PAYE Calculator

Progressive income tax on employment income, plus NSSA and the AIDS levy — the same chain ZIMRA and your payslip use.

Your Salary

Basic salary plus regular allowances, before deductions.

Pay Frequency

Gross Salary

Medical Aid Contribution (Optional)

50% of what you personally contribute is a tax credit.

I qualify for the elderly / blind / disabled credit (55+ or registered disability)Deduct NSSA (4.5%, capped at $700.00 insurable earnings)

Net Pay

$598.55/ month

Effective deduction rate: 25.2% of gross

Gross salary$800.00

NSSA (employee, 4.5%)−$31.50

Income tax before credits$165.00

Credits (medical + elderly)−$0.00

AIDS levy (3% of tax)−$4.95

Net pay$598.55

Band (Monthly)	Taxable	Tax
$0.00 – $100.00 (0%)	$100.00	$0.00
$100.00 – $300.00 (20%)	$200.00	$40.00
$300.00 – $1,000.00 (25%)	$500.00	$125.00

Employer's Total Cost

What it costs to put this salary on the books — NSSA and ZIMDEF sit with the employer, not the payslip.

Gross salary paid to employee$800.00

NSSA (employer share, 4.5%)$31.50

ZIMDEF / Manpower levy (1% of wage bill)$8.00

Total cost of employment$839.50

APWCS workers' compensation premiumRisk-rated by sector — add separately

ZIMDEF (the Manpower Development Levy) is 1% of the total gross wage bill, paid entirely by the employer to fund NEC/ZIMDEF training — it doesn't touch the employee's payslip.

How This Is Calculated

1
Start with gross salary
Gross salary = $800.00 / month
2
Deduct NSSA (employee share, capped at $700.00 insurable earnings)
4.5% × min($800.00, $700.00) = 4.5% × $700.00 = $31.50
3
Apply the progressive PAYE bands to gross salary, band by band
$100.00 in the 0% band × 0% = $0.00 · $200.00 in the 20% band × 20% = $40.00 · $500.00 in the 25% band × 25% = $125.00
4
Add up the tax from every band
$0.00 + $40.00 + $125.00 = $165.00
5
Income tax after credits
$165.00 − $0.00 = $165.00
6
Add the 3% AIDS levy, charged on the tax itself (not on gross pay)
3% × $165.00 = $4.95
7
Total PAYE payable
$165.00 + $4.95 = $169.95
8
Net pay = Gross salary − NSSA − Total PAYE
$800.00 − $31.50 − $169.95 = $598.55 / month

Tax-free to$100/moTop rate40% above $3,000/moAIDS levy3% of taxNSSA4.5% + 4.5% employer, capped at $700

Reliefs & Exemptions

Elderly, blind & disabled persons' credit — $75/month ($900/year) off your tax, if you're 55+ or registered disabled. Tick the box to apply it.
Medical expenses credit — 50% of your own medical aid contributions and qualifying medical expenses reduce your tax.
NSSA & approved pension contributions — Deducted before tax is calculated, not after.
Bonus exemption — The first $700 of an annual bonus or performance award is tax-free (not modelled in the monthly figure — add it separately for the month it's paid).
Expense reimbursements — Genuine business expenses reimbursed with proof (travel, subsistence) aren't taxed as income.
Retrenchment packages — A separate, larger tax-free portion applies; confirm the current limit with ZIMRA before relying on it.

Estimates, not filings. Estimates, not filings. Figures are based on 2026 ZIMRA PAYE tables, the Finance Act No. 7 of 2025, and NSSA's published contribution ceiling. Rates and thresholds are gazetted and revised periodically — some ZIMRA pages still show older-year figures, so always confirm against the current tax tables or public notices on TaRMS before filing. This tool doesn't constitute tax advice.